A loan settlement company specializes in assisting individuals who are unable to manage their loan payments effectively. They offer solutions such as:

• Debt settlement: Negotiating with lenders to reduce the amount you owe and settle the loan at a lower amount.


• Debt consolidation: Combining multiple debts into a single, more manageable payment.


• Loan restructuring: Modifying loan terms to make repayments easier.


• Credit counseling: Providing guidance on financial management and budgeting.